Insurance for the Farm & Station Industry

What Farm & Station Insurance can include?

Farm Property Insurance

  • Buildings and Structures: Covers damage or destruction of farm buildings such as barns, sheds, and silos due to risks like fire, storms, or vandalism.
  • Machinery and Equipment: Provides coverage for farming machinery like tractors, harvesters, and other equipment if they are damaged or stolen.

Livestock Insurance

  • Protects farmers from financial losses if livestock (e.g., cattle, sheep, poultry) is injured, killed, or stolen. Some policies also cover disease outbreaks that may lead to the loss of livestock.

Crop Insurance

  • Covers losses due to factors such as extreme weather conditions (e.g., drought, hail, or floods), pests, or diseases that can damage crops. This can include both yield loss and the cost of replanting or re-sowing.

Public Liability Insurance

  • Protects the farm owner from claims arising out of injury or damage caused to third parties on the property. For example, if a visitor or contractor is injured while on the farm, public liability insurance can cover legal fees and medical costs.

Farm Vehicle Insurance

  • Covers vehicles used on the farm, such as tractors, trucks, or utes, from accidental damage, theft, or third-party claims.

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