Workers Compensation Insurance NT

Workers Compensation Insurance is a legislated, compulsory insurance. It protects employers from financial costs when a worker sustains a work-related injury or disease and pays for any medical, rehabilitation, and loss of income for your staff.

What is Workers’ Compensation?

Employers must provide workers’ compensation for anyone they employ that the legislation defines as a ‘worker’. This includes: full-time workers on a wage or salary | part-time, casual and seasonal workers | workers on commission | piece workers | working directors | contractors and sub-contractors (in some circumstances) | family members (in some circumstances).

It varies by state… and is complicated

All workers’ compensation insurance is managed by ‎WorkCover Queensland (

All workers’ compensation insurance policies are managed by Return to Work SA (

All workers’ compensation insurance policies are managed by i-care (

Victorian workers’ compensation policies are a state managed scheme with 5 authorised insurers. To find out more visit:

Western Australia, Northern Territory, Australian Capital Territory and Tasmania are all underwritten by Insurers and we can certainly help you organise this insurance.

In these states, it becomes complicated fast depending upon your industry, type and size of organisation. Oracle Group has extensive experience in those states and across all industry types.


Tailored insurance to reflect your business

Mandatory insurance cover that provides financial assistance when one of your employees sustains a work-related illness or injury.

It is important to note that it is complex and that there are significant penalties and costs for any employer that does not have it. Over and above the statutory obligations that employers still have to fulfil.

Workers Compensation Insurance provides payment to employees that suffer a work-related illness or injury for the following:

  • Medical expenses
  • Rehabilitation expenses
  • Wages and entitlements whilst not at work

All businesses and organisations that employ workers.


Oracle Group Insurance Brokers partners with you

Our expertise lies in safeguarding businesses against a multitude of potential risks and liabilities, including those unique to workers’ compensation. Your protection is fortified by our five fundamental principles, guided by our role as a dedicated Workers Compensation Insurance Broker in the Northern Territory.

  • Understand

    it is important to understand your business in all its different facets, so we can identify your potential exposures and risks. Many of which you are probably unaware.

  • Advise

    from there we can advise you about where you are carrying all the risk, and what insurance you should consider. Then, you can make an informed choice.

  • Implement

    insurance products best for your business are notoriously wordy and complex. We sift through and decipher them to find the product that best suits your needs and protects you.

  • Advocate

    when it comes to claim time, we are your expert advocate with the insurance companies. With a 96% success rate, we you get back on your feet fast.

  • Ease

    insurance can be a frustrating grudge purchase. At Oracle Group Insurance Brokers we make it easy, so you get back to running your business with peace of mind, knowing you are protected.

Request A Quote

Please fill out the form below with your query, and a staff member will get back to you shortly, or give us a call on (08) 6500 1405.